Structure your mortgage investment portfolio for success. We invest in a diverse mortgage portfolio so you don’t need to spread your mortgage investments or lock them all into one mortgage. We do it for you. As licensed mortgage professionals we have the know how and the experience to minimize risk.
Reliable high returns in todays environment of low rates are hard to find. As a mortgage investment corporation we flow through our targeted yields straight to investors while keeping mortgage security strong and diverse. We only invest in owner-occupied buildings, fully completed.
Structured Mortgage Investment Corporation flows through all its earnings to its investors. Management gets paid after the investors do: this lets us keep our rates steady and reliable. Our security is diverse and our reserve policy aggressive so we are confident we can maintain our returns. We have over an half-century of lending experience with deep experience in all aspects of residential mortgages. We invest in residential mortgages on or close to major Urban centres and flow the returns out to our investors.
As the largest financial market sector in Canada, Canadian mortgages total over 1.5 trillion of loans outstanding, with consistent and reliable returns. Unlike other North American jurisdictions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.
We are qualified to accept investments for almost all Registered plans, including TFSA, RRSP, RIF, LIF, LIRA plans as well as locked in accounts.
We are also accepting Individual investors for both our qualified direct mortgage fund and for preferred shareholder subscriptions. Licensed by the Financial Services Regulatory Authority of Ontario, we are audited by MNP, Canada’s leading independent auditor.
As the largest financial market sector in Canada, Canadian mortgages total over 1.5 trillion of loans outstanding, with consistent and reliable returns.Unlike other North American jurisdictions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.
As the largest financial market sector in Canada, Canadian mortgages total over 1.5 trillion of loans outstanding, with consistent and reliable returns.Unlike other North American jurisdictions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.
As the largest financial market sector in Canada, Canadian mortgages total over 1.5 trillion of loans outstanding, with consistent and reliable returns.Unlike other North American jurisdictions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.