As a licensed mortgage administrator Structured Mortgage Investment Corporation is able to administer your mortgage investments, safely and prudently. We lend money only on completed residential owner occupied real estate. Our policy allows us to lend against Real Property only if we can reasonably be assured that we can be repaid if we have to realize on our security. Investors into Structured Mortgage Investment Corporation can invest either by way of Preferred Share Investment or by way of direct investment in the administered fund. For the Investor, we can
At this point we are placing preferred shares with friends, family and close business associates only but we are in a position to receive unlimited funds for shared or direct mortgage investments under our license with the Financial Services Regulatory Authority of Ontario.
For each of these three options we set out the criteria for investment into the funds. In all cases we assume that the investors are able to qualify themselves under the relevant provincial criteria.
If you are investing directly contact us for our information and forms. We process your funds and lend them out and begin paying our target yields on the first quarter end after your funds are received in the amount of our target yield. Tax information is forwarded yearly. For registered plans please contact us for all of the forms to be have the registered funds forwarded to our trustee, Computershare, for registered plans.
We lend to a diverse group of individuals, backed up with Residential property within or within commuting distance of Large Urban centers in Canada. Currently 100% of our loans are in Ontario and have a debt to equity ratio under 70 %.
Our mortgages are secured by real estate within our linding criteria. All properties are appraised and inspected by us.
As the largest financial market sector in Canada, Canadian mortgages total over 1.5 trillion of loans outstanding, with consistent and reliable returns.Unlike other North American jurisdictions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.
As the largest financial market sector in Canada, Canadian mortgages total over 1.5 trillion of loans outstanding, with consistent and reliable returns.Unlike other North American jurisdictions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.
As the largest financial market sector in Canada, Canadian mortgages total over 1.5 trillion of loans outstanding, with consistent and reliable returns.Unlike other North American jurisdictions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.