Structured Mortgage Investment Corporation flows through all its earnings to its investors. Management gets paid after the investors do: this lets us keep our rates steady and reliable. Our security is diverse and our reserve policy aggressive so we are confident we can maintain our returns. We have over an half-century of lending experience with deep experience in all aspects of residential mortgages. We invest in residential mortgages on or close to major Urban centres and flow the returns out to our investors.
As the largest financial market sector in Canada, Canadian mortgages total over 1.5 trillion of loans outstanding, with consistent and reliable returns.Unlike other North American jurisdictions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.
As the largest financial market sector in Canada, Canadian mortgages total over 1.5 trillion of loans outstanding, with consistent and reliable returns.Unlike other North American jurisdictions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.
As the largest financial market sector in Canada, Canadian mortgages total over 1.5 trillion of loans outstanding, with consistent and reliable returns.Unlike other North American jurisdictions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.ctions almost homeowner loans are guaranteed by the owner so default rates have always remained low.
This ensures the Banking sector only offer credit to mortgage clients with regular income and relatively high credit scores. These restrictions on loan origination and underwriting impact all federally regulated financial institution as well as mortgage insurers. This has led to a large sector of the mortgage client population unable to access these highly regulated mortgage institutions. These clients have turned to private mortgage lenders, of which we are one. This market segment is over 200 Billion dollars.